We proudly offer a wide range of banking and borrowing services to our communities. Personal Banking Checking Accounts Savings & Money Market Accounts HSA CDs & IRAs Mobile Banking Zelle Personal Borrowing Residential Loans Consumer Loans Credit Cards Business Banking Business Checking Accounts Merchant Services Agriculture & Business Loans Business Credit Cards For questions about fees or services, please contact your local Nebraska State Bank & Trust Co. branch.

Community Reinvestment Act

Under the Federal Community Reinvestment Act (CRA), the Federal Deposit Insurance Corporation (FDIC) evaluates our record of helping to meet the credit needs of this community consistent with safe and sound operations. The FDIC also takes this record into account when deciding on certain applications submitted by us. Your involvement is encouraged. The information below is current as of April 1 of each year. Some documents may not be screen reader–compatible. If you need help accessing any file, please contact us.

Our CRA Disclosures & Public Information

CRA Performance Evaluation

Nebraska State Bank & Trust Co. is proud to have received a “Satisfactory” rating from the FDIC in our most recent CRA Performance Evaluation.

View CRA Performance Evaluation

Branch Locations & Operations

View all branch locations and operating hours for Nebraska State Bank & Trust Co.

As of April 1, 2025:

Branches opened or closed: None
View branch locations and hours

Assessment Areas

We serve the communities of Custer County, Nebraska. You can access maps and Census tract information below:

Custer County Assessment Map

Census Tracts – Custer County

Products & Services

We proudly offer a wide range of banking and borrowing services to our communities.

Personal Banking

Personal Borrowing

Business Banking

For questions about fees or services, please contact your local Nebraska State Bank & Trust Co. branch.

CRA Disclosure Statements

CRA Disclosure Statements are available for review at the Federal Financial Institutions Examination Council (FFIEC) website.

Institution: Nebraska State Bank & Trust Co.
Respondent ID: 00000412153

Public Comments

Public comments received for the current year and the two prior calendar years are available as of April 1, 2025. NSB may update this information periodically to reflect additional comments received after that date.

CRA Public File Requests

We are happy to provide physical copies of our CRA Public File upon request. Please note that a small fee may apply to cover printing and mailing costs.

Contact: [email protected]

Have Questions? We’re Here to Help.

Whether you need answers, guidance, or just a friendly voice, we’re ready when you are.

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Photo credit to George Joutras, “Windmill”