Give Your Checking
an Upgrade
Simple, secure, and packed with perks to keep your finances moving forward.
Checking Account Options
Totally Free Checking
A completely free account that serves the basic needs of most customers.
Get Started50+ Value Checking
Designed for customers age 50 and over, with interest earnings and extra perks like free checks.
Get StartedPrestige Interest Checking
Ideal for customers who maintain higher balances and want to earn premium interest rates with full account benefits.
Get Started
Features | Totally Free Checking | Direct Interest Checking | 50+ Value Checking | Prestige Interest Checking |
|---|---|---|---|---|
| Minimum Deposit to Open | $25 | $25 | $25 | $25 |
| Earns Interest | No | Yes | Yes | Yes, higher interest rate with balance of $1,500 or more |
| Minimum Balance to Earn Interest |  |  |  | |
| Qualifications to Earn Interest | | | | |
| ATM Refunds | | | | |
| Other Account Benefits | | FREE personalized checks | FREE personalized checks | |
| Requirement to Waive Monthly Service Charge | None | | None | Maintain minimum balance of $1,500 |
| Monthly Service Charge if Requirements Not Met | No Monthly Service Charge | No Monthly Service Charge | No Monthly Service Charge | $6 |
| Get Started | Get Started | Get Started | Get Started |
| Minimum Deposit to Open | $25 |
|---|---|
| Earns Interest | No |
| Minimum Balance to Earn Interest | |
| Qualifications to Earn Interest | |
| ATM Refunds | |
| Other Account Benefits | |
| Requirement to Waive Monthly Service Charge | None |
| Monthly Service Charge if Requirements Not Met | No Monthly Service Charge |
| Minimum Deposit to Open | $25 |
|---|---|
| Earns Interest | Yes |
| Minimum Balance to Earn Interest | |
| Qualifications to Earn Interest | |
| ATM Refunds | |
| Other Account Benefits | |
| Requirement to Waive Monthly Service Charge | |
| Monthly Service Charge if Requirements Not Met | No Monthly Service Charge |
| Minimum Deposit to Open | $25 |
|---|---|
| Earns Interest | Yes |
| Minimum Balance to Earn Interest | |
| Qualifications to Earn Interest | |
| ATM Refunds | |
| Other Account Benefits | FREE personalized checks |
| Requirement to Waive Monthly Service Charge | None |
| Monthly Service Charge if Requirements Not Met | No Monthly Service Charge |
| Minimum Deposit to Open | $25 |
|---|---|
| Earns Interest | Yes, higher interest rate with balance of $1,500 or more |
| Minimum Balance to Earn Interest | |
| Qualifications to Earn Interest | |
| ATM Refunds | |
| Other Account Benefits | FREE personalized checks |
| Requirement to Waive Monthly Service Charge | Maintain minimum balance of $1,500 |
| Monthly Service Charge if Requirements Not Met | $6 |
Manage Money at Your Convenience
Bank anytime, anywhere with our secure, easy-to-use mobile app. It's around-the-clock account management, at your fingertips.
A World of Opportunity
Start using your card instantly, with tap to pay convenience or with mobile wallet access for secure, contactless payments. Enjoy fee-free NSB ATM use and worldwide acceptance for purchases and withdrawals.
Have Questions? We’re Here to Help.
Whether you need answers, guidance, or just a friendly voice, we’re ready when you are.
Frequently Asked Questions
Personal Banking Solutions
From checking and savings to online tools that go where you go, our personal banking solutions make it easier to take control of your finances.
Personal Savings
Grow your savings faster with a high-yield account designed to help you reach your financial goals.
Consumer Loans
From major purchases to unexpected expenses, our consumer loans offer the flexibility and support you need.
Mortgage Loans
Make your dream home a reality with flexible mortgage options and expert guidance every step of the way.
