Your Dream Home Starts Here
Personalized mortgage solutions with competitive rates from neighbors you trust.
Why Choose Our Residential Loans?
Fixed-Rate Options
Choose from fixed rates, flexible terms, and both in-house and secondary market loans tailored to your unique situation.
Local Decision Making
Work directly with our experienced local loan officers who understand the local housing market and your community.
Convenient Management
Access your loan information, make payments, and track progress online or via mobile — all at no additional cost.
Find Your Perfect Home Loan
Whether you’re a first-time homebuyer, looking to upgrade your family home, or ready to refinance for better terms, our residential loan options accommodate your specific needs. Our loan officers take the time to understand your financial goals and help you navigate the entire process from application to closing.
Lending With a Personal Touch
Have Questions? We’re Here to Help.
Whether you need answers, guidance, or just a friendly voice, we’re ready when you are.
Frequently Asked Questions
Loan Application
Please download and complete the application for the refinance, purchase, or construction of your primary residence. (Final signatures will be signed in person with NSB Lending Officer.)
The forms can be found here: Residential Loan Application, Additional Borrower Application, Unmarried Addendum, Continuation Sheet.
When completed, please save the application to your device, fill out all contact information, and upload the file to our secure upload, and one of our Mortgage Lending Officers will be in contact.
Personal Banking Solutions
From checking and savings to online tools that go where you go, our personal banking solutions make it easier to take control of your finances.
Personal Checking
Simple, everyday accounts to suit your needs, with the digital tools to help manage your money.
Personal Savings
Grow your savings faster with a high-yield account designed to help you reach your financial goals.
CDs & IRAs
Earn competitive returns with secure, long-term savings options built to support your future goals.
