Smart Saving for Healthcare Expenses
A Health Savings Account (HSA) helps you cover medical costs with tax advantages and flexible spending, so you’re prepared when the unexpected happens.

Why Open an HSA?
Tax-Free Deposits
Contribute pre-tax dollars to save on out-of-pocket healthcare costs.
Tax-Free Growth
Watch your balance grow with interest, without paying taxes on the earnings.
Tax-Free Withdrawals
Use funds tax-free for qualified medical expenses anytime.
Stress Less About Healthcare Costs
An HSA gives you peace of mind that you’re prepared for whatever health expenses come your way. Benefits include:
- Start with any amount – no minimum balance required
- Easy access with check writing and debit card
- Zero service charges or transaction fees
Everyday Health Costs, Covered
HSA funds can be used for qualified medical expenses, giving you more control over how you pay for care your health plan doesn’t fully cover. Examples include:
- Copays and prescriptions
- Dental and vision care
- Over-the-counter medications
- Medical supplies and equipment
Have Questions? We’re Here to Help.
Whether you need answers, guidance, or just a friendly voice, we’re ready when you are.
Frequently Asked Questions
- Be covered by a high-deductible health plan (HDHP)
- Have no other health coverage
- Not be enrolled in Medicare
- Not be claimed as a dependent on someone else’s tax return
Personal Banking Solutions
From checking and savings to online tools that go where you go, our personal banking solutions make it easier to take control of your finances.
Personal Checking
Simple, everyday accounts to suit your needs, with the digital tools to help manage your money.
Personal Savings
Grow your savings faster with a high-yield account designed to help you reach your financial goals.
CDs & IRAs
Earn competitive returns with secure, long-term savings options built to support your future goals.



