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Checking Accounts

Totally FREE Checking on most accounts

Every new personal checking account includes:

FREE Debit Card

FREE Online Banking

FREE Billpay

FREE Mobile Banking and Deposit

FREE eStatements with online check images

Buy back of your debit cards and unused checks from another financial institution**

Find the perfect account for you


To earn a higher interest rate, will you always keep more than $1500 in your checking account?


Will there be anyone
50 years or over signing on this account?


Does anyone plan to have direct deposit or an automatic payment with this account?

Prestige interest checking

  • An account for those interested in higher interest!
  • FREE personalized checks
  • Higher interest rate with a balance of $1,500 or more
  • Competitive interest if balance falls below $1,500
  • Only $6 monthly charge if minimum balance falls below $1,500

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50+ value checking

  • A perfect account for customers 50 and over!
  • FREE personalized checks
  • Competitive interest
  • No minimum balance
  • No monthly service charge

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Direct interest checking

  • Earn interest with the convenience of direct deposit or any automatic payment!
  • Competitive interest
  • No minimum balance
  • No monthly service charge

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Totally free checking

  • A FREE account for everyone
  • No minimum balance
  • No monthly service charge

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Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply. See fee schedule for details. Minimum opening deposit is only $25. Ask us for details. Bank rules and regulations apply. *We reserve the right to substitute a gift of similar value. Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening. **Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented.  Offer good on personal accounts only; ask us about our outstanding options for your business organization.

Save Money

Save time and money with these great products and services associated with an account:

Other Account Options

Saving Accounts

$200 Minimum Balance and FREE Internet Banking & Bill-Pay

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Visa Debit Cards

Enjoy the convenience of paying for your purchases at virtually any merchant.

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Time to purchase or update your vehicle or RV?

Contact a NSB loan officer. You'll be pleased with our competitive loan rates and terms.