Commercial Banking

Totally FREE Business Checking

Every new business checking account includes:

FREE Business Debit Card

FREE Online Banking

FREE Billpay

FREE Mobile Banking and Deposit

FREE eStatements with online check images

Buy back of your debit cards and unused check from another financial institution**

Find the perfect account for you

1

Will your business have more than 1,000 items each month?

2

Is your business a sole proprietorship or a not-for-profit organization?

Will you always keep more than $1,500 in your business checking account?

Commercial Checking

  • Earnings credit allowance on deposit balances may offset activity fees
  • Only $15 monthly service charge
  • Transaction items are just 10¢ each*

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Business Interest Checking

  • 1,000 FREE monthly transaction items*
  • Competitive interest
  • Only $1,500 minimum balance to avoid monthly fee of $6
  • Up to $10,000 currency deposited per month FREE^

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Totally Free Business Checking

  • 1,000 FREE monthly transaction items*
  • No minimum balance
  • No monthly service charge
  • Up to $10,000 currency deposited per month FREE^

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*Transaction items include all debits and credits. If the Totally Free Business or Business Interest account exceeds 1,000 free monthly transactions, the account may be converted to another checking product. **We reserve the right to substitute a gift of similar value. Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening. ***$10 for checks and debit cards from another financial institutions given at the time the checks/debit cards are presented. ^If the Totally Free Business or Business Interest account exceeds $10,000 in monthly coin and currency deposits, the account may be converted to another checking product.

To assist in opening your new account, we may request the following:

  • SSN or TIN of owner
  • TIN of LLC
  • Articles of Organization
  • Operating Agreement/Banking Resolution
  • Certificate of Good Standing
  • TIN of Partnership
  • Partnership Agreement
  • Certificate of Partnership
  • TIN of Organization
  • If incorporated, follow corporation guidelines
  • If tax-exempt, IRS documentation or tax return
  • If not tax-exempt, authorization letter
  • TIN of Corporation
  • Articles of Incorporation
  • Banking Resolution
  • Certificate of Good Standing

Save Money

Save time and money with these great products and services:

Business Loan Options

Commercial Operating Loans

Discover why NSB&T is the preferred provider of commercial banking services for area businesses. As an independently owned bank we can structure your loan with terms agreeable to your business and approved by our loan officers, not requiring "loan committee" approval from the home office.

Equipment Loans

Is it time to update some of your company’s equipment? We’d like to have the opportunity to show you how we can tailor a loan to fit your business needs.

Real Estate Loans

Planning to expand or relocate your business? Allow us to structure your new or consolidated real estate debt with our competitive terms and rates.