Residential Loans

Get a Home Improvement Loan, Refinance, or Buy the House of Your Dreams

We have a variety of real estate lending options to help you achieve your goal along with a qualified staff to help you make an informed decision. Take advantage of today’s rates now!

Fixed Rates

Budget Friendly Terms

Secondary Market or "In-House" Loans are available

Convenient Automatic Payments

View your loan and make a payment for FREE on line or with your mobile device

Download and submit your application below

Residential Loan Application

Please download and complete this application for the refinance, purchase, or construction of your primary residence. (Final signatures will be signed in person with NSB Lending Officer.)

When completed, please save the application to your device, fill out all contact information and upload the file to our secure upload, and one of our Mortgage Lending Officers will be in contact.

Download Res. Loan Application

Download Unmarried Addendum

Download Add Borrower Add.

Download Continuation Sheet