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Residential Loans

NSB Can Help You Refinance or Buy the House of Your Dreams

We have a variety of real estate lending options to help you achieve your goal along with a qualified staff to help you make an informed decision.  Take advantage of today’s rates now!

Fixed Rates

Budget Friendly Terms

Secondary Market or "In-House" Loans are available

Convenient Automatic Payments

View your loan and make a payment for FREE on line or with your mobile device

Download and submit your application below

Residential Loan Products

Home Loans:

We offer competitive fixed mortgage interest rates on loans sold on the secondary real estate market or "In-House" home loans serviced by NSB&T.

Get contacted by our Mortgage Loan Representatives


Take advantage of lower mortgage rates or consolidate personal debt into your home loan. These are great ways to lower your interest rate and save on taxes.

Get contacted by our Mortgage Loan Representatives

Home Improvement:

Is it finally time to add on that extra room or just modernize it’s appearance? We can help make the financial arrangements easier and help simplify your home improvement project. We also have loans available for high energy efficiency projects through the Nebraska Energy Office at reduced interest rates.

Get contacted by our Mortgage Loan Representatives

Residential Loan Application

Please download and complete this application for the refinance, purchase, or construction of your primary residence. (Final signatures will be signed in person with NSB Lending Officer.)

When completed, please save the application to your device, fill out all contact information and upload the file to our secure upload, and one of our Mortgage Lending Officers will be in contact.

(Note:  This document is 8 1/2" x 14". If printing you may need to scale to your page size.)

Real Estate Application Upload

(Please fill out all contact information before uploading file.)

Contact one of our
Mortgage Loan Originators Now

Broken Bow Main Office: 308-872-2466

Profile image of Barb Hanson

Barb Hanson

MLO #411146

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Cheryl Royle

MLO #411147