Debit Card Safety Tips

Debit Card Safety Tips

Stop unauthorized use of your debit card before it happens. If your debit card is lost or stolen call us immediately at 1-800-472-3272.

Use the following suggestions:

  • Be sure to sign on the back of your card in the signature panel as soon as you receive it in the mail.
  • Do not share your PIN (personal identification number) with anyone.
  • Memorize your PIN, and never write it on your card or keep it in your purse or wallet.
  • Always pay attention to the surroundings when approaching an ATM. Make sure that it is located in an open and well lit location. When the transaction is complete, remember to take your receipt, card and cash and then leave immediately. Do not stop to count your cash until you are in a safe location.
  • Order a copy of your credit report annually. Make sure it's accurate and includes only those activities you've authorized. Request your free annual credit report today!
  • When your card has expired and you have received your new card, be sure to destroy your old card.
  • When using your card at a merchant, be sure your card is returned and that you received a copy of your receipt. When the receipt is no longer needed, be sure to shred or otherwise destroy it.
  • Always keep your card in a safe and secure location.
  • Keep a list of all credit and debit card accounts in case your wallet is lost or stolen.
  • We recommend utilizing a credit-monitoring service, which will help protect you and notify you immediately if there are any activities on your accounts that you need to be aware of.
  • Sign up for Visa Purchase Alerts. Visa has a wealth of experience in handling sensitive information. Visa uses advanced security technologies to protect the information you store in the Visa Purchase Alerts service, including industry standard encryption and multi-layer authentication.
  • Monitor your debit card transactions daily to ensure there are no unauthorized transactions. View all your transactions through online banking at
  • Each month, review your bank statements for potential charges that you may not have made. Receiving your account statements online is a great way to maintain your account privacy. Report any suspicious activity by phone at 308-872-2466.

About Us

The Mission of Nebraska State Bank & Trust Company is to provide strategic growth for our customers, our communities and our employees by supporting economic success through sound financial principles since 1917.